• Home /

Commercial Garage Insurance

Protect your Traders Business.  Compare quotes from multiple brokers.

  • Multiple quotes from specialist brokers
  • Flexibile payment arrangememnts
  • Under 25 and Under 21 Trade Insurance
  • Part time traders cover for all business types
  • Flexibile payment arrangememnts
  • Combined Insurance Policies Available

Commercial Garage Insurance - Plus Private Lockup

Garage Insurance is aimed at those that provide a car service and repair shop or a vehicle testing facility. Garage Insurance is part of the motor trade industry where this type of coverage can financially protect your vehicle related business.  

Who needs commercial garage insurance?

  • Repair and service shop. This includes not only the large dealerships, but also the smaller general repair shops and the specialty shops scattered across the nation. 
  • MOT testing facilities that operates independently. 
  • Commercials repair and service facilities where fleets of cars, trucks and machinery are maintained. 

What can be covered with commercial garage insurance?

General coverage will include the building and land on which the business exists. The equipment can be included in the policy so replacement parts and repairs to the equipment can be financially protected. The vehicles owned by the business can also be listed in the coverage and the vehicles of the clients.

Commercial Garage insurance

What types of coverage can be included in a commercial garage insurance policy?

For the vehicles owned by the business or third party vehicles being repaired, tested, serviced or stored there are a couple of options.

  • Comprehensive motor insurance
  • Third Party insurance which covers the repairs to the other vehicle and medical coverage for its occupants when your driver is the cause of an accident. This is the minimal coverage required by UK law. 

Compare Commercial Garage Insurance

Protect your Traders Business today. Compare quotes from multiple brokers.

For the business there are certain aspects that should be listed in the coverage to financially protect its daily operations.

  • Employee Liability coverage will financially protect the business if an employee decides to sue the business. This will cover the cost of any compensation the employee might win and the legal cost to fight the case in court. 
  • Public Liability coverage is financial protection if a client or anyone that is on your property who sues the business. This will cover the cost of any compensation the plaintiff might win and the legal cost to fight the case in court.
  • Commercial building coverage to cover the costs of the building is damaged by fire, vandalism, storms or other causes where the building itself is damaged and needs repair. 
  • Content coverage is protection if a vehicle is stolen or the equipment is damaged or stolen. 

Compare the costs of commercial Garage insurance

This price of this type of insurance can vary from one broker to the next. Some may have special offers or introductory discounts. To find the best deal you need to shop around and get multiple quotes for commercial garage insurance. With a range of quotes you can then compare what is included in each or tailor a policy more to your individual requirements. 

Compare Commercial Garage Insurance

Protect your Traders Business today. Compare quotes from multiple brokers.